An official website of the United States government
Parts of this website may be unavailable on Thursday, June 6, from 9pm-10pm (EDT) due to maintenance.
December 2012
Share This Page:
Collection: Survey of Credit Underwriting Practices Archive
Every year, the Office of the Comptroller of the Currency (OCC) conducts a survey of credit underwriting practices. The survey identifies trends in lending standards and credit risk for the most common types of commercial and retail credit offered by national banks.