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Recent OCC News and Issuances

07/22/2014 NR 2014-104, OCC Guidance Highlights Unique Characteristics of Mutual Savings Associations
The Office of the Comptroller of the Currency (OCC) today issued an OCC bulletin that highlights the unique characteristics of mutual savings associations (mutuals) that factor into the supervision of these community institutions.

07/22/2014 OCC 2014-35, Mutual Federal Savings Associations: Characteristics and Supervisory Considerations
The OCC highlighted the unique characteristics of mutual federal savings associations (mutuals), including key differences between mutuals and shareholder-owned or stock institutions and considerations that factor into the OCC's supervision of mutuals.

07/21/2014 OCC 2014-34, Prohibition Against Interstate Deposit Production: Annual Host State Loan-to-Deposit Ratios
The OCC, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation issued the host state loan-to-deposit ratios used to determine compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act.