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CRA Performance Evaluations: October 1998

Charter# Bank Name City State Eval Date Rating Examination
20670 Sears National Bank Temple AZ 06/08/98 Satisfactory Limited Purpose Bank
18695 First Central Bank, N.A. Cerritos CA 06/08/98 Needs to Improve Small Bank
17915 Marathon National Bank Los Angeles CA 06/22/98 Satisfactory Small Bank
7995 The Berthoud National Bank Berthoud CO 07/06/98 Satisfactory Small Bank
22182 Mesa National Bank Grand Junction CO 07/20/98 Outstanding Small Bank
17278 Century National Bank Washington DC 07/21/98 Satisfactory Small Bank
17487 Northern Trust Bank of Florida, N.A. Miami FL 12/31/97 Satisfactory Large Bank
11833 The First National Bank of Polk County Cedartown GA 07/13/98 Satisfactory Small Bank
18059 United National Bank of Iowa Sidney IA 07/20/98 Satisfactory Small Bank
3105 The First National Bank of Waverly Waverly IA 07/13/98 Satisfactory Small Bank
8224 The First National Bank of Lena Lerna IL 06/25/98 Outstanding Small Bank
16101 Success National Bank Lincolnshire IL 05/11/98 Satisfactory Large Bank
14074 First National Bank in Newton Newton IL 05/18/98 Satisfactory Small Bank
22865 Community Bank & Trust, N.A. Olney IL 06/20/98 Satisfactory Small Bank
176 Commerce Bank, N.A. Peoria IL 05/04/98 Satisfactory Large Bank
14369 Stillman BancCorp, N.A. Stillman Valley IL 06/29/98 Outstanding Small Bank
18767 Household Bank (Illinois), N.A. Wood Dale IL 07/06/98 Satisfactory Strategic Plan
14874 First National Bank of Valparaiso Valparaiso IN 03/30/98 Satisfactory Large Bank
7544 First National Bank & Trust Company of Corbin Corbin KY 03/31/98 Satisfactory Small Bank
4364 The Citizens National Bank Laurel MD 04/13/98 Satisfactory Large Bank
17525 Capitol National Bank Lansing MI 07/24/98 Satisfactory Small Bank
8049 The First National Bank of Herman Herman MN 07/06/98 Satisfactory Small Bank
17462 Rosemount National Bank Rosemount MN 06/01/98 Satisfactory Small Bank
15401 Heritage Bank, N.A. Willmar MN 06/22/98 Outstanding Small Bank
13142 The Exchange National Bank of Jefferson City Jefferson City MO 09/08/97 Satisfactory Large Bank
12955 Citizens N. B. of Greater St. Louis Maplewood MO 07/27/98 Satisfactory Small Bank
21857 Citizens National Bank of Springfield Springfield MO 06/18/98 Satisfactory Small Bank
3375 The First National Bank of the Rockies White Sulphur Springs MT 07/07/98 Satisfactory Small Bank
2964 First National Bank and Trust of Fullerton Fullerton NE 07/06/98 Satisfactory Small Bank
8521 The First National Bank of Gordon Gordon NE 07/27/98 Outstanding Small Bank
3370 The First National Bank of West Point West Point NE 07/06/98 Satisfactory Large Bank
1333 Providian National Bank Tilton NH 02/23/98 Outstanding Limited Purpose Bank
8348 Portales National Bank Portales NM 07/20/98 Satisfactory Small Bank
22675 Household Bank (SB), N.A. Las Vegas NV 07/06/98 Satisfactory Strategic Plan
18818 Household Bank (Nevada), N.A. Las Vegas NV 07/06/98 Satisfactory Strategic Plan
9536 The Kingston National Bank Kingston OH 07/13/98 Satisfactory Small Bank
12095 Stroud National Bank Stroud OK 07/27/98 Satisfactory Small Bank
661 Dowingtown National Bank Dowingtown PA 07/06/98 Satisfactory Small Bank
9803 Turbotville National Bank Turbotville PA 06/30/98 Satisfactory Small Bank
23073 First National Bank of the Carolinas Gaffney SC 03/31/98 Satisfactory Small Bank
2068 First Dakota National Bank Yankton SD 07/20/98 Satisfactory Small Bank
336 First Tennessee Bank, N.A. Memphis TN 05/22/97 Satisfactory Large Bank
23511 First National Bank of Borger Borger TX 07/06/98 Satisfactory Small Bank
13668 First National Bank in Burkburnett Burkburnett TX 04/22/98 Satisfactory Small Bank
23513 First State Bank of Canadian, N.A. Canadian TX 07/06/98 Satisfactory Small Bank
13623 First National Bank of Texas Decatur TX 07/07/98 Satisfactory Small Bank
20415 Bank of DeSoto, N.A. DeSoto TX 07/30/98 Satisfactory Small Bank
12739 The First National Bank of Evant Evant TX 08/17/98 Satisfactory Small Bank
5741 Gilmer National Bank Gilmer TX 06/22/98 Satisfactory Small Bank
5614 Karnes County National Bank Karnes City TX 07/13/98 Satisfactory Small Bank
13934 First Lockhart National Bank Lockhart TX 08/27/98 Satisfactory Small Bank
14821 First National Bank of Port Lavaca Port Lavaca TX 06/29/98 Satisfactory Small Bank
5466 First National Bank of Sonora Sonora TX 07/20/98 Satisfactory Small Bank
17585 Sutton County National Bank Sonora TX 07/06/98 Satisfactory Small Bank
20014 First Waco National Bank Waco TX 08/27/98 Satisfactory Small Bank
228 The First National Bank of Orwell Orwell VT 07/06/98 Satisfactory Small Bank
23433 Community First National Bank Spooner WI 07/06/98 Satisfactory Large Bank