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CRA Performance Evaluations: May 2000

Charter # Bank Name City State Eval Date Rating Exam Type
17315 San Jose National Bank San Jose CA 10/4/99 Satisfactory Large Bank
23633 South Bay Bank, N.A. Torrance CA 11/15/99 Satisfactory Small Bank
17762 FCC National Bank Wilmington DE 6/14/99 Satisfactory Limited Purpose Bank
23547 North Georgia National Bank Calhoun GA 2/7/00 Satisfactory Small Bank
23641 PRP National Bank Pleasure Ridge Park KY 1/24/00 Satisfactory Small Bank
23544 Alamance National Bank Graham NC 9/30/99 Satisfactory Small Bank
20500 Commerce Bank, N.A. Omaha NE 12/20/99 Outstanding Limited Purpose Bank
2683 Cornerstone Bank, N.A. York NE 1/24/00 Satisfactory Large Bank
22611 TD Waterhouse Bank, N.A. Jersey City NJ 12/31/99 Satisfactory Strategic Plan
22859 M& T Bank, N.A. Oakfield NY 1/18/00 Satisfactory Limited Purpose Bank
14290 The Lorain National Bank Lorain OH 8/23/99 Satisfactory Large Bank
10849 SpiritBank, N.A. Tulsa OK 11/29/99 Outstanding Small Bank
325 FNB Bank, N.A. Danville PA 1/3/00 Satisfactory Large Bank
249 First National Bank of Pennsylvania Hermitage PA 7/12/99 Satisfactory Large Bank
7051 Citizens National Bank Lansford PA 1/18/00 Satisfactory Large Bank
8673 First National Bank Lenoir City TN 1/18/00 Satisfactory Small Bank
23545 United Community Bank, N.A. Highland Village TX 1/31/00 Satisfactory Small Bank
5750 First National Bank Texas Killeen TX 1/31/00 Outstanding Small Bank
23218 Harbor Bank, N.A. Gig Harbor WA 2/22/00 Satisfactory Small Bank