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CRA Performance Evaluations: February 2002

Charter# Bank Name City State Eval Date Rating Examination
18777 Dillard National Bank Gilbert AZ 10/9/01 Satisfactory Limited Purpose Bank
11872 First National Bank of Flagler Flagler CO 11/5/01 Satisfactory Small Bank
23764 Flagship National Bank Bradenton FL 10/29/01 Satisfactory Small Bank
23752 Albany Bank & Trust, N. A. Albany GA 10/22/01 Satisfactory Small Bank
9619 Landmands National Bank Audubon IA 11/5/01 Satisfactory Small Bank
6375 The Farmers N. B. of Phophetstown Prophetstown IL 11/13/01 Satisfactory Small Bank
22135 Century Bank, N.A. Eden Prairie MN 11/13/01 Satisfactory Small Bank
6488 First National Bank of McIntosh McIntosh MN 11/5/01 Satisfactory Small Bank
15198 St. Martin National Bank St. Martin MN 11/15/01 Satisfactory Small Bank
3081 The Beatrice National Bank and Trust Co. Beatrice NE 8/20/01 Satisfactory Small Bank
17719 American National Bank of Fremont Fremont NE 11/16/01 Outstanding Small Bank
1333 Providian National Bank Tilton NH 2/20/01 Satisfactory Limited Purpose Bank
929 The National Union Bank of Kinderhook Kinderhook NY 11/13/01 Satisfactory Small Bank
5263 First Citizens National Bank Dyersburg TN 6/18/01 Satisfactory Large Bank
15820 American Bank, N.A. Corpus Christi TX 10/1/01 Satisfactory Large Bank
15593 Hometown Bank, N.A. Galveston TX 11/5/01 Outstanding Small Bank
14012 First National Bank George West TX 10/1/01 Satisfactory Small Bank
5288 The First National Bank of Gilmer Gilmer TX 10/15/01 Satisfactory Small Bank
21008 Unity National Bank of Houston Houston TX 10/9/01 Satisfactory Small Bank
11879 Mercedes National Bank Mercedes TX 10/29/01 Satisfactory Small Bank
16357 Lakeside National Bank Rockwall TX 10/29/01 Satisfactory Small Bank
23828 Millennium Bank, National Association Reston VA 11/15/01 Satisfactory Small Bank
5658 Peshtigo National Bank Peshtigo WI 10/22/01 Satisfactory Small Bank
11526 Eagle Valley Bank, N.A. St. Croix Falls WI 11/13/01 Satisfactory Small Bank