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CRA Performance Evaluations: January 2003

Charter# Bank Name City State Eval Date Rating Examination
14097 First National Bank Marianna AR 10/8/02 Satisfactory Small Bank
17945 Citizens National Bank of Nashville Nashville AR 9/30/02 Satisfactory Small Bank
18058 Grand Valley National Bank Grand Junction CO 9/30/02 Satisfactory Small Bank
8980 The First National Bank of Alachua Alachua FL 10/7/02 Satisfactory Small Bank
21830 First National Bank of Florida Naples FL 8/5/02 Satisfactory Large Bank
5778 The First National Bank, Oelwein Oelwein IA 10/15/02 Satisfactory Small Bank
1154 First National Bank of Ottawa Ottawa IL 10/28/02 Satisfactory Small Bank
47 Terre Haute First National Bank Terre Haute IN 6/3/02 Satisfactory Large Bank
11318 The Downs National Bank Downs KS 9/13/02 Satisfactory Small Bank
17802 First National Bank of Holcomb Holcomb KS 11/6/02 Satisfactory Small Bank
4742 Sunflower Bank, N.A. Salina KS 9/9/02 Outstanding Large Bank
3091 First National Bank in Wellington Wellington KS 10/21/02 Satisfactory Small Bank
23290 Bremer Bank, N.A. South St. Paul MN 10/15/02 Outstanding Large Bank
12333 First National Bank of St. Louis St. Louis MO 8/12/02 Satisfactory Large Bank
6378 The First National Bank of Valentine Valentine NE 10/16/02 Satisfactory Small Bank
3878 Amboy National Bank Old Bridge NJ 8/26/02 Outstanding Large Bank
15790 Valley National Bank Wayne NJ 7/29/02 Satisfactory Large Bank
14800 Ellenville National Bank Ellenville NY 8/19/02 Satisfactory Small Bank
20962 The Park Avenue Bank, N.A. New York NY 3/19/02 Satisfactory Wholesale Bank
21530 Saratoga National Bank and Trust Company Saratoga Sprngs NY 8/26/02 Satisfactory Large Bank
23106 Century National Bank Zanesville OH 4/22/02 Satisfactory Large Bank
12529 Shamrock Bank, N.A. Coalgate OK 11/4/02 Satisfactory Small Bank
21060 Pioneer Trust Bank, N.A. Salem OR 9/11/02 Satisfactory Small Bank
23073 First National Bank of the Carolinas Gaffney SC 8/21/02 Satisfactory Small Bank
22952 Sumter National Bank093002 Sumter SC 9/30/02 Satisfactory Small Bank
12723 First National Bank in Bronte Bronte TX 10/15/02 Satisfactory Small Bank
14124 First National Bank Edinburg TX 10/7/02 Outstanding Large Bank
17626 Pioneer National Bank Fredericksburg TX 10/21/02 Satisfactory Small Bank
13111 The Lamesa National Bank Lamesa TX 10/31/02 Satisfactory Small Bank
17606 Llano National Bank Llano TX 10/28/02 Satisfactory Small Bank
12556 The East Texas National Bank Palestine TX 9/23/02 Satisfactory Small Bank
10646 The First National Bank of Quitman Quitman TX 11/4/02 Satisfactory Small Bank
16626 Central National Bank Waco TX 10/7/02 Satisfactory Large Bank
13516 Citizens National Bank in Waxahachie Waxahachie TX 10/25/02 Satisfactory Small Bank
14955 Zapata National Bank Zapata TX 9/30/02 Satisfactory Small Bank
23139 Chevron Credit Bank, N.A. Murray UT 7/22/02 Satisfactory Wholesale Bank
1582 The National Bank of Fredericksburg Fredericksburg VA 9/18/02 Satisfactory Large Bank
7898 The National Bank of Waupun Waupun WI 9/23/02 Satisfactory Small Bank
3299 The First National Bank of Buffalo Buffalo WY 10/23/02 Satisfactory Small Bank