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CRA Performance Evaluations: May 2003

Charter# Bank Name City State Eval Date Rating Examination
18629 National Bank of Commerce Birmingham AL 4/8/02 Satisfactory Large Bank
13752 The Headland National Bank Headland AL 1/6/03 Satisfactory Small Bank
9354 The First National Bank of Lewisville Lewisville AR 2/3/03 Satisfactory Small Bank
16773 Delaware National Bank Georgetown DE 1/6/03 Outstanding Large Bank
14766 First National Bank of Crestview Crestview FL 1/6/03 Outstanding Small Bank
15977 City National Bank of Florida Miami FL 1/6/03 Outstanding Large Bank
13102 The First National Bank of Mount Dora Mount Dora FL 1/17/03 Satisfactory Small Bank
13842 First National Bank of Hampton Hampton IA 1/21/03 Satisfactory Small Bank
3455 The First National Bank of Manning Manning IA 1/28/03 Satisfactory Small Bank
6451 Citizens National Bank of Paris Paris IL 3/10/03 Satisfactory Small Bank
24183 American State Bank & Trust Co., N.A. Great Bend KS 2/18/03 Satisfactory Small Bank
10161 The First National Bank of Spearville Spearville KS 2/12/03 Satisfactory Small Bank
7815 The Stockton National Bank Stockton KS 12/31/02 Satisfactory Small Bank
1493 First Southern National Bank Lancaster KY 7/31/02 Satisfactory Large Bank
23358 Somerst National Bank Somerst Ky 1/27/03 Satisfactory Small Bank
22850 Industrial Bank, N.A. Oxon Hill MD 10/7/02 Outstanding Large Bank
2311 The Camden National Nank Camden ME 11/18/02 Satisfactory Large Bank
8322 The First National Bank of Coleraine Coleraine MN 1/27/03 Satisfactory Small Bank
14109 National Bank of Commerce in Duluth Duluth MN 12/2/02 Satisfactory Small Bank
11410 The First National Bank of Waconia Waconia MN 2/18/03 Outstanding Small Bank
6544 The First National Bank of Waseca Waseca MN 1/28/03 Satisfactory Small Bank
13504 The First National Bank of Mount Vernon Mount Vernon MO 2/3/03 Satisfactory Small Bank
3656 National Bank of Commerce Starkville MS 2/25/02 Satisfactory Large Bank
10025 The First National Bank of Belden Belden NE 11/22/02 Satisfactory Small Bank
13182 The Security National Bank Laurel NE 1/31/03 Outstanding Small Bank
13557 First National Bank in Ord Ord NE 1/27/03 Satisfactory Small Bank
3060 The Jones N.B. & Trust Co. of Seward Seward NE 2/24/03 Satisfactory Small Bank
16142 City National Bank of New Jersey Newark NJ 11/6/02 Outstanding Small Bank
1750 The First National Bank of Santa Fe Santa Fe NM 1/6/03 Satisfactory Large Bank
14290 The Lorain National Bank Lorain OH 10/7/02 Satisfactory Large Bank
5552 Peoples Bank, N.A. Marietta OH 6/3/02 Satisfactory Large Bank
5547 The First National Bank and Trust Co. Chickasha OK 2/18/03 Satisfactory Small Bank
20838 The First National Bank in Marlow Marlow OK 2/10/03 Satisfactory Small Bank
3393 The First National Bank in Sioux Falls Sioux Falls SD 2/3/03 Satisfactory Large Bank
18644 Northern Trust Bank of Texas, N.A. Dallas TX 9/9/02 Outstanding Large Bank
5614 The Karnes County N. B. of Karnes City Karnes City TX 2/10/03 Satisfactory Small Bank
5628 The First National Bank of Shiner Shiner TX 1/27/03 Satisfactory Small Bank