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CRA Performance Evaluations: September 2007

Charter# Bank Name City State Eval Date Rating Examination
24573 Legacy National Bank Springdale AR 6/14/07 Satisfactory Small Bank
21383 National Bank of Arizona Tucson AZ 8/31/06 Satisfactory Large Bank
24320 Meridian Bank, N.A. Wickenburg AZ 6/11/07 Satisfactory Intermediate Small Bank
20862 Gold Country Bank, N.A. Marysville CA 5/7/07 Satisfactory Small Bank
23905 UMB Bank Colorado, N.A. Denver CO 2/5/07 Outstanding Large Bank
24522 HSBC Bank USA, N.A. Wilmington DE 9/25/06 Satisfactory Large Bank
24267 First National Bank Midwest Oskaloosa IA 6/11/07 Satisfactory Small Bank
1770 The Boone County N.B. of Columbia Columbia MO 11/14/06 Satisfactory Large Bank
8161 The First National Bank of Johnson Johnson NE 6/4/07 Satisfactory Small Bank
929 National Union Bank of Kinderhook Kinderhook NY 6/18/07 Satisfactory Small Bank
1027 The Lyons National Bank Lyons NY 4/23/07 Outstanding Intermediate Small Bank
24445 Empire State Bank, N.A. Newburgh NY 6/13/07 Satisfactory Small Bank
5224 The First National Bank of Pawnee Pawnee OK 7/2/07 Satisfactory Small Bank
12158 The Central National Bank of Poteau Poteau OK 7/2/07 Satisfactory Small Bank
8861 The Waurika National Bank Waurika OK 6/4/07 Satisfactory Small Bank
12471 The Neffs National Bank Neffs PA 5/23/07 Satisfactory Small Bank
23834 Citizens Bank, N.A. Abilene TX 6/25/07 Satisfactory Small Bank
3533 The First National Bank of Ballinger Ballinger TX 6/25/07 Satisfactory Small Bank
7827 The Brady National Bank Brady TX 6/12/07 Satisfactory Small Bank
8891 The First National Bank of Canton Canton TX 6/18/07 Satisfactory Small Bank
17652 City National Bank Corsicana TX 7/9/07 Satisfactory Small Bank
24519 North Texas Bank, N.A. Decatur TX 4/26/07 Satisfactory Small Bank
12423 First National Bank Fairfield TX 4/30/07 Satisfactory Small Bank
12308 Texas Republic Bank, N.A. Frisco TX 3/19/07 Satisfactory Small Bank
8899 Moody National Bank Galveston TX 5/29/07 Satisfactory Intermediate Small Bank
14012 First National Bank George West TX 6/4/07 Satisfactory Small Bank
17290 Gladewater National Bank Gladewater TX 7/9/07 Satisfactory Small Bank
10476 The First National Bank of Linden Linden TX 6/18/07 Satisfactory Small Bank
5737 The First National Bank of Trenton Trenton TX 6/18/07 Outstanding Small Bank
17015 Citizens National Bank of Wills Point Wills Point TX 6/1/07 Satisfactory Small Bank