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CRA Performance Evaluations: February 2009

Charter# Bank Name City State Eval Date Rating Examination
15482 Pine Bluff National Bank Pine Bluff AR 11/13/07 Satisfactory Intermediate Small Bank
15383 American National Bank Denver CO 3/6/07 Satisfactory Large Bank
22559 Wachovia Bank of Delaware, N.A. Wilmington DE 6/30/06 Outstanding Large Bank
18582 Indian River National Bank Vero Beach FL 11/26/07 Satisfactory Large Bank
24456 Peoples Community National Bank Bremen GA 7/23/07 Satisfactory Small Bank
24466 Beverly Bank and Trust Company, N.A. Chicago IL 8/15/07 Satisfactory Small Bank
18162 First National Bank of Benton Benton LA 12/3/07 Satisfactory Small Bank
14977 Whitney National Bank New Orleans LA 2/7/07 Outstanding Large Bank
11307 The First National Bank of Fairfield Farifield MT 10/10/07 Satisfactory Small Bank
3375 Bank of the Rockies, N.A. White Sulphur Springs MT 8/28/07 Satisfactory Small Bank
1 Wachovia Bank, N.A. Charlotte NC 6/30/06 Outstanding Large Bank
1253 Ballston Spa National Bank Ballston Spa NY 10/1/07 Satisfactory Intermediate Small Bank
12018 The Upstate National Bank Lisbon NY 9/17/07 Satisfactory Small Bank
15543 Consumers National Bank Minerva OH 8/7/07 Satisfactory Small Bank
12529 Shamrock Bank, N.A. Coalgate OK 11/5/07 Satisfactory Small Bank
11306 The First National Bank of Nash Nash OK 12/4/07 Satisfactory Small Bank
23235 Bank of The Lakes, N.A. Owasso OK 7/2/07 Satisfactory Small Bank
2137 National Penn Bank Boyertown PA 9/24/07 Satisfactory Large Bank
9541 Harleysville National Bank & Trust Co. Harleysville PA 9/18/07 Satisfactory Large Bank
15606 Fort Hood National Bank Fort Hood TX 11/7/07 Satisfactory Small Bank
4076 First National Bank of McGregor McGregor TX 11/14/07 Satisfactory Small Bank
14154 Farmers National Bank of Newcastle Newcastle TX 11/5/07 Satisfactory Small Bank
23909 Fidelity Bank, National Association Plano TX 5/31/07 Satisfactory Small Bank
7482 The Farmers National Bank of Seymour Seymour TX 10/15/07 Satisfactory Small Bank
6001 The First National Bank of Throckmorton Throckmorton TX 10/10/07 Satisfactory Small Bank
18752 The Commerce Bank of Washington, N.A. Seattle WA 5/14/07 Satisfactory Intermediate Small Bank