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CRA Performance Evaluations: May 2009

Charter# Bank Name City State Eval Date Rating Examination
22040 Mojave Desert Bank, N.A. Mojave CA 10/27/08 Satisfactory Small Bank
4107 The National Capital Bank of Washington Washington DC 1/6/09 Outstanding Small Bank
18214 First National Bank Northwest Florida Panama City FL 12/15/08 Satisfactory Small Bank
22841 American National Bank Holstein IA 11/18/08 Satisfactory Small Bank
3105 First National Bank Waverly IA 1/20/09 Outstanding Small Bank
24114 Cornerstone National Bank & Trust Co. Palatine IL 1/8/09 Satisfactory Intermediate Small Bank
14260 Freestar Bank, N.A. Pontiac IL 1/20/09 Satisfactory Intermediate Small Bank
14401 Sumner National Bank of Sheldon Sheldon IL 12/1/08 Outstanding Small Bank
24080 Community First National Bank Manhattan KS 1/27/09 Satisfactory Small Bank
9320 The First National Bank of Jackson Jackson KY 2/11/09 Satisfactory Small Bank
1493 First Southern National Bank Lancaster KY 2/2/09 Satisfactory Intermediate Small Bank
23992 Bay National Bank Baltimore MD 10/6/08 Satisfactory Small Bank
13116 Western National Bank Duluth MN 1/6/09 Satisfactory Small Bank
16929 Community National Bank Lino Lakes MN 1/5/09 Satisfactory Small Bank
15037 American Heritage National Bank Long Prairie MN 1/22/09 Satisfactory Small Bank
3982 The First National Bank and Trust Pipestone MN 4/7/08 Satisfactory Small Bank
22706 First Missouri National Bank Brookfield MO 12/31/08 Satisfactory Small Bank
23531 Community Bank, N.A. Summersville MO 1/5/09 Outstanding Small Bank
18178 Copiah Bank, N.A. Hazlehurst MS 12/10/08 Outstanding Small Bank
8531 Community Bank, N.A. Canton NY 12/12/08 Satisfactory Large Bank
23712 Intervest National Bank New York NY 9/11/07 Outstanding Wholesale Bank
13677 First N. B. & Trust Co., of Ardmore Ardmore OK 2/23/09 Satisfactory Intermediate Small Bank
11001 The First N. B. and Trust Co. of Okmulgee Okmulgee OK 2/17/09 Satisfactory Small Bank
18427 Tulsa National Bank Tulsa OK 12/8/08 Satisfactory Small Bank
24624 Harbor National Bank Charleston SC 2/23/09 Outstanding Small Bank
6185 The Roberts County N. B. of Sisseton Sisseton SD 11/17/08 Needs to Improve Small Bank
4701 Texas Heritage National Bank Daingerfield TX 2/23/09 Satisfactory Small Bank
17324 First National Bank Groesbeck TX 9/17/08 Outstanding Small Bank
23234 Encore Bank, National Association Houston TX 2/17/09 Satisfactory Large Bank
21017 MetroBank, N.A. Houston TX 9/22/08 Outstanding Large Bank
7098 The Mason National Bank Mason TX 3/16/09 Outstanding Small Bank
18054 Community National Bank Midland TX 8/21/08 Satisfactory Intermediate Small Bank
14447 Broadway National Bank San Antonio TX 3/17/08 Satisfactory Large Bank
5179 Frost National Bank San Antonio TX 8/11/08 Satisfactory Large Bank
17319 American Bank, N.A. Waco TX 9/29/08 Satisfactory Intermediate Small Bank
18280 Weatherford National Bank Weatherford TX 2/23/09 Satisfactory Intermediate Small Bank
13202 The First National Bank of Bangor Bangor WI 1/20/09 Satisfactory Small Bank
4620 The First National Bank of Berlin Berlin WI 1/26/09 Satisfactory Small Bank
11463 Union National Bank & Trust Company Sparta WI 1/19/09 Satisfactory Small Bank