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Interpretations and Actions: May 2011

Vol. 24, No. 5

Interpretive Letters

Letter No. Topic
1132 (PDF) Letter discussing the preemption provisions that were added to the National Bank Act by Subtitle D of Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act. 05/12/2011

CRA Decisions

Letter No. Topic
148 (PDF) Application by First Niagara Bank, National Association, Buffalo, New York (FNBNA) to acquire by merger NewAlliance Bank, New Haven, Connecticut and the application for FNBNA to retain branches and subsidiaries. ( 2010 NE 02 0022; 2010 NE 07 0016; 2010 NE 08 0008 thru 0010), 04/06/2011

Corporate Decisions

Letter No. Topic
2011-06 (PDF) Application of City National Bank, Los Angeles, California, to purchase certain assets of and assume certain liabilities of Nevada Commerce Bank, Las Vegas, Nevada (Failed Entity) (Control Number 2010 WE 02 0002), 04/08/2011
2011-07 (PDF) Application of Trustmark National Bank, Jackson, Mississippi, to purchase certain assets and assume certain liabilities of Heritage Banking Group, Carthage, Mississippi (Failed Entity) (Control Number 2011 SO 02 0013), 04/15/2011

Approvals with conditions enforceable under 12 U.S.C. 1818

Letter No. Topic
995 (PDF) Application by Bank of Communications Co. Ltd. to establish a limited Federal Branch, with the title of "Bank of Communications, San Francisco Branch", to be located at 575 Market Street, 38th Floor, San Francisco, (Control Number 2009 IB 10 0001), 04/13/2011
996 (PDF) Application to merge Chase Home Finance Inc. and Chase Home Finance LLC, both of Iselin, New Jersey, into JPMorgan Chase Bank, N.A., Columbus, Ohio (Control Number 2010 ML 12 0660), 04/15/2011
997 (PDF) Application to establish a new national bank, Superior Bank, National Association and the application for Superior Bank, National Association to acquire from the Federal Deposit Insurance Corporation as Receiver, certain assets and liabilities of Superior Bank, FSB, Tampa, Florida (Failed Entity) (Control Numbers 2010 WO 01 0007 & 02 0004), 04/15/2011

Final Enforcement Actions

Enclosed is a copy of the OCC's news release number 2011-61, announcing the availability of enforcement actions. Copies of the final actions are available by writing to the OCC, Communications Division, Mail Stop 2-3, Washington, D.C. 20219. You may also submit your request electronically through the OCC's online FOIA site or fax your request to (202)-874-5274. When ordering, specify the appropriate enforcement action number.

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Comptroller's legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities. The Community Development Investment Letters are from the office of Community Affairs. The list of CRA Ratings is from the Communications Division. For copies of the CRA evaluations, you may either contact the bank directly, or you may write to the Office of the Comptroller of the Currency (OCC) in any of three ways: by mail to the OCC, Attn: Communications Division, Mail Stop 2-3, Washington, D.C. 20219; by fax to (202) 874-5274; or electronically at the OCC's online FOIA site. You may also write to the OCC for copies of enforcement actions and charters with standard conditions.

Members of the news media are encouraged to cite the letter number when reporting or summarizing documents from this package. This helps us to process single requests based upon your citation in a timelier manner.

The Office of the Comptroller of the Currency publishes INTERPRETATIONS AND ACTIONS monthly. Subscriptions are available at a rate of $200 per year by writing to the Comptroller of the Currency, ATTN: Financial Management, Accounts Receivable, Mail Stop FM-2, Washington, DC 20219. Prepayment is requested. Suggestions, comments or questions may be sent to Jacqueline J. England, Comptroller of the Currency, Communications Division, Mail Stop 2-3, Washington, DC 20219.