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Interpretations and Actions: September 2014

Vol. 27, No. 9

Supervisory Conditions

Letter No. Topic
2014-06 (PDF) High Desert Bank, Bend, Oregon – Notification of No Supervisory Objection to Strategic Business Plan 09/12/2013
2014-07 (PDF) SOUTHBank F.S.B., Huntsville, Alabama – Notification of No Supervisory Objection to Strategic Business Plan 07/10/2014

Corporate Decisions

Letter No. Topic
2014-06 (PDF) Application for Voluntary Supervisory Conversion under 12 CFR Part 192 submitted on behalf of Stephens Federal Bank, Toccoa, Georgia. (Control Number: R2-2014-0030), 08/29/2014

Conditional Approvals

Letter No. Topic
1105 (PDF) Change in Bank Control Notice by Reliance Financial Corporation to acquire ING National Trust, Minneapolis, Minnesota. (Control Number: 2012-NE-CBCA-138585), 08/11/2014
1106 (PDF) Application on behalf of ING National Trust, Minneapolis, Minnesota to change its asset composition (asset transfer) and reduce permanent capital (capital reduction). (Control Numbers: 2014-NE-5.53-138567 and 2014-NE-Capital&Div-138583), 08/11/2014
1107 (PDF) Application by The National Bank of Delaware County, Walton, New York, to purchase certain assets and assume certain liabilities related to the proposed acquisition of six branches from Bank of America, National Association, Charlotte, North Carolina. (Control Number: 2014-NE-Combination-138476), 08/13/2014
1108 (PDF) Application by Edgewater Bank, St. Joseph, Michigan, for termination of a condition that the OCC imposed in its November 13, 2013 letter approving the bank’s conversion from a mutual federal savings association to a stock federal savings association. (Control Number: R3-2014-0042), 08/19/2014

Final Enforcement Actions

See OCC News Release 2014-125 announcing the availability of enforcement actions. All final enforcement actions are searchable.

Community Reinvestment Act (CRA) Performance Evaluations

See OCC News Release 2014-127 announcing all CRA performance evaluations that became public from August 1, 2014, through August 31, 2014. A search of all public CRA evaluations can be done.

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Office of the Comptroller of the Currency’s (OCC) legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities. The Community Development Investment Letters are from the office of Community Affairs. The Supervisory Conditions Letters are from the Special Supervision Division. The list of CRA Ratings is from the Communications Division.

You can obtain copies of CRA evaluations or enforcement actions by writing to the Freedom of Information Act Officer, Communications Division, OCC, 400 7th Street, SW, Suite 3E-218, Mail Stop 6W-11, Washington, DC 20219. You may also submit a request electronically at the OCC’s online FOIA site. Please provide all identifying information when requesting documents. You may also contact the bank directly for copies of the CRA evaluations.

The OCC publishes INTERPRETATIONS AND ACTIONS monthly. Send suggestions, comments or questions to Jacqueline England, Disclosure Services, Communications Division, OCC, 400 7th Street, SW, Suite 3E-218, Mail Stop 6W-11, Washington, DC 20219.