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Interpretations and Actions: July 2015

Vol. 28, No. 7

CRA Decisions

Letter No. Topic
166 (PDF) Application to merge Community National Bank, Great Neck, New York, with and into The Bridgehampton National Bank, Bridgehampton, New York (Control Number 2015-NE-Combination-141209), 06/04/2015
167 (PDF) Application to merge Hudson Valley Bank, National Association, Yonkers, New York, with and into Sterling National Bank, Montebello, New York (Control Number 2014-NE-Combination-140788), 06/26/2015

Conditional Approvals

Letter No. Topic
1124 (PDF)

Application to dispose of substantially all of the assets of Pekin National Bank, Pekin, Illinois, through a purchase and assumption transaction with Marion County Savings Bank, Salem, Illinois (Control Number:  2015-CE-5.53-142557), 06/30/2015

Application to merge Pekin National Bank, Pekin, Illinois, with and into PNB Asset Holdings, LLC, Pekin, Illinois (Control Number:  2015-CE-215a-3-142558), 06/30/2015

Community Reinvestment Act (CRA) Performance Evaluations

See OCC News Release 2015-97 announcing all CRA performance evaluations that became public from June 1, 2015, through June 30, 2015. A search of all public CRA evaluations can be done at

Final Enforcement Actions

See OCC News Release 2015-101 announcing the availability of enforcement actions. All final enforcement actions are searchable at

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Office of the Comptroller of the Currency’s (OCC) legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities. The Community Development Investment Letters are from the office of Community Affairs. The Supervisory Conditions Letters are from the Special Supervision Division. The list of CRA Ratings is from the Communications Division.

You can obtain copies of CRA evaluations or enforcement actions by writing to the Freedom of Information Act Officer, Communications Division, OCC, 400 7th Street, SW, Suite 3E-218, Mail Stop 6W-11, Washington, DC 20219. You may also submit a request electronically at the OCC’s online FOIA site. Please provide all identifying information when requesting documents. You may also contact the bank directly for copies of the CRA evaluations.

The OCC publishes INTERPRETATIONS AND ACTIONS monthly. Send suggestions, comments or questions to Jacqueline England, Disclosure Services, Communications Division, OCC, 400 7th Street, SW, Suite 3E-218, Mail Stop 6W-11, Washington, DC 20219.