Skip navigation
Ensuring a Safe and Sound Federal Banking System for All Americans Site Map | Text Size: S M L


Resources for bankers

Interpretations and Actions: September 2016

Vol. 29, No. 9


CRA Decisions

Letter No. Topic
175 (PDF) Application by The First National Bank of Dwight, Dwight, Illinois, to purchase and assume the assets and liabilities of a branch office located in Seneca, Illinois, of MB Financial Bank, N.A., Chicago, Illinois  (Control Number:  2016-CE-Combination-147209), 08/17/2016

Conditional Approvals

Letter No. Topic
1159 (PDF) Plan of voluntary liquidation and related liquidating capital distribution filed on behalf of American Loan and Savings Association, Hannibal, Missouri (Control Number: 2016-CE-Termination-146780), 08/17/2016
1160 (PDF) Change in assets application to dispose of substantially all assets and substantially all liabilities of Fidelity National Bank, Medford, Wisconsin, through a purchase and assumption transaction with AbbyBank, Abbotsford, Wisconsin (Control Number: 2015-CE-215a-3-292297), 08/26/2016

Community Reinvestment Act (CRA) Performance Evaluations

See OCC News Release 2016-104 announcing all CRA performance evaluations that became public from August 1, 2016 through August 31, 2016. A search of all public CRA evaluations can be done at

Final Enforcement Actions

See OCC News Release 2016-114 announcing the availability of enforcement actions. All final enforcement actions are searchable at

PLEASE NOTE: Interpretive Letters and No-Objection Letters reflect the views of the Office of the Comptroller of the Currency’s (OCC) legal staff. Corporate Decisions, CRA Decisions and Conditional Approvals are from the office of Licensing Activities. The Community Development Investment Letters are from the office of Community Affairs. The Supervisory Conditions Letters are from the Special Supervision Division. The list of CRA Ratings is from the Communications Division.

You can obtain copies of CRA evaluations or enforcement actions by writing to the Freedom of Information Act Officer, Disclosure Services, Communications Division, OCC, 400 7th Street, SW, Suite 3E-218, Washington, DC 20219. You may also submit a request electronically at the OCC’s online FOIA site, Please provide all identifying information when requesting documents. You may also contact the bank directly for copies of the CRA evaluations.

The OCC publishes INTERPRETATIONS AND ACTIONS monthly. Send suggestions, comments or questions to Jacqueline England, Disclosure Services, Communications Division, OCC, 400 7th Street, SW, Suite 3E-218, Washington, DC 20219.