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An official website of the United States government

Commercial Credit

Banks issue commercial credit to companies, which then access funds as needed to help meet their financial obligations. Companies use commercial credit to fund daily operations and new business opportunities, purchase equipment, or cover unexpected expenses. OCC's commercial credit division provides information and policy guidance on emerging commercial risks and supervisory issues confronting the national banking industry to promote national bank safety and soundness, as well as compliance with applicable laws and regulations.

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Related News and Issuances

DateIDTitle
10/13/2022 NR 2022-127 Agencies Announce Threshold for Smaller Loan Exemption from Appraisal Requirements for Higher-Priced Mortgage Loans
10/06/2022 NR 2022-124 OCC Releases Bank Supervision Operating Plan for Fiscal Year 2023
09/15/2022 NR 2022-114 OCC Reports Improvement in Overall Mortgage Performance