Skip to main content
OCC Flag

An official website of the United States government

Commercial Credit

Banks issue commercial credit to companies, which then access funds as needed to help meet their financial obligations. Companies use commercial credit to fund daily operations and new business opportunities, purchase equipment, or cover unexpected expenses. OCC's commercial credit division provides information and policy guidance on emerging commercial risks and supervisory issues confronting the national banking industry to promote national bank safety and soundness, as well as compliance with applicable laws and regulations.

In This Section

Related News and Issuances

11/13/2023 NR 2023-122 Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
09/27/2023 NR 2023-108 OCC Reports Mortgage Performance for Second Quarter of 2023
08/24/2023 NR 2023-91 Agencies to Host Roundtable on Special Purpose Credit Programs